Organization Wallet
An organization wallet is a digital identity wallet held by a legal entity rather than a natural person: it lets a company or other organisation issue, hold, and present verifiable credentials about itself and act as a business counterparty in its own right, rather than through an individual's personal wallet.
A personal EUDI wallet identifies a natural person and is designed around that person tapping through occasional prompts.
An organization wallet identifies a legal entity instead, so its credentials cover facts like company registration, tax identifiers, and authorised representatives, and it is built to run unattended on a server, issuing and verifying credentials at the volume an organisation's processes require.
Organisational wallet, company wallet and enterprise wallet all name that same category, and vendors and catalogues use them interchangeably. Of the three, company wallet is the narrowest, because the Commission's proposal also covers sole traders and public sector bodies, not only companies.
One related label does a different job. European Business Wallet is a term the Commission's proposal COM(2025) 838 would define, and once a regulation is adopted a wallet would have to meet its requirements to answer to the name. Organization wallet defines nothing: any vendor can apply it to any product today, without meeting a requirement of any kind.
The line EU law draws is not between two nouns but between two kinds of holder. The EU Digital Identity Wallet of Regulation (EU) 2024/1183 is for natural persons and carries an individual's own identity data and electronic attestations. The wallet the proposal would create is for legal persons: companies, sole traders and public sector bodies. Whichever word is used for the second one, that is the distinction that decides which rules apply.
None of this is settled law yet. COM(2025) 838 is still going through the ordinary legislative procedure, and the Parliament and the Council can change the text before it is adopted, including the terms it defines.
The European Business Wallet is the specific implementation of this concept for the European market; Credenco's Business Wallet is the product built on it.
Read the full explanation
This page gives the short definition. Our explainer shows what it means in practice: who is involved, how it works and what changes for your organisation.
The European Business Wallet explainedHow is an organization wallet different from a personal wallet?
A personal wallet identifies a natural person and is used interactively from a phone. An organization wallet identifies a legal entity, holds credentials about the organisation itself such as registration and authorised representatives, and typically runs unattended on a server to handle credential requests at the volume the organisation's processes require.
Is a business wallet the same as an organization wallet?
In everyday use, yes. Both name a digital wallet held by an organisation rather than by a person, and vendors and catalogues use them interchangeably, along with company wallet and enterprise wallet.
Two terms are more specific than the rest. European Business Wallet is the name the proposal COM(2025) 838 would give to a regulated instrument for legal persons, and the EU Digital Identity Wallet is not a synonym for any of them, because it is the wallet for natural persons.